Wyoming Bankruptcy Laws, Exemptions & Local Lawyers.
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Wyoming Bankruptcy Laws

Chapter 7 and Chapter 13 Bankruptcy in Wyoming

If your debt is out of control, the bankruptcy laws in Wyoming may help you.

Chapter 13 and 7 bankruptcy were created to help individuals get the debt relief and protection they need.

Fill out the below free bankruptcy case evaluation form and we’ll connect you with a local lawyer who can help you decide if filing for bankruptcy could help you.

Free Case Evaluation

Filing Bankruptcy in Wyoming

To find which type of bankruptcy, Chapter 7 or Chapter 13, may work for you, you will need to examine your debts, your income, your assets and your financial goals for the future.

For example, those with little income and lots of credit card debt may find Chapter 7 bankruptcy can provide the most help.

If you’re tired of harassing phone calls and letters from creditors, take action to get your debt under control. Speak with a local attorney about how bankruptcy can provide relief.

Credit card debt, along with medical bills, payday loans and personal loans, is classified as unsecured debt. This type of debt can be wiped out completely with a Chapter 7 filing in Wyoming. However, to qualify you’ll need to meet certain income requirements.

Filing Chapter 7 bankruptcy also provides some property protection. Wyoming bankruptcy exemptions outline the types and amounts of your property that cannot be repossessed as debt payment during your filing.


  • Real or personal property up to $10,000 in value.


  • 75 percent of earnings.


  • One motor vehicle worth up to $2,400.

Personal Property

  • Up to $1,000 in clothing.
  • Up to $2,000 in furniture. If more than one person occupies a residence, they are each entitled to a separate exemption.
  • All books.
  • Burial plot.
  • Up to $2,000 in tools of the trade.

Chapter 13 bankruptcy is often called "reorganization." People filing Chapter 13 bankruptcy often own more property, and the Wyoming bankruptcy laws may protect large amounts of your property via Chapter 13.

During Chapter 13 bankruptcy, your debts are consolidated, ordered and placed into a 3-5 year repayment plan. During this period, you’ll make one monthly payment to a court-appointed trustee instead of managing all your debts individually.

So to file Chapter 13 bankruptcy in Wyoming, you’ll need some regular form of income.

Wyoming Bankruptcy Lawyers

This look at Wyoming’s bankruptcy laws is not comprehensive. Your case will be unique, and there may be more ways to reduce your debts and protect your property than are listed here.

If you want specific information on how bankruptcy may reform your debt, speak with a local Wyoming bankruptcy lawyer. Your bankruptcy lawyer can answer your questions, take you through the process and give you advice on your case.

Speak with a local Wyoming bankruptcy attorney today about filing bankruptcy by completing the form on this page. Or, you can call us, toll free, at 877-349-1309.

Note:Keep in mind all laws are complex. If you need legal advice or want to fully understand how these Wyoming bankruptcy exemptions may affect you, please speak with a local Wyoming bankruptcy attorney.

Wyoming bankruptcy laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local Wyoming bankruptcy lawyer.

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